Economic Factors

Opponents say that motorcyclists cost money due to their lack of health and liability insurance and higher medical costs. The following information demonstrates that our opponents are wrong. Motorcyclists are insured in the same percentages as other motorists and insurance companies set their rates from experience levels, not helmet laws. Mandatory helmet laws do not reduce insurance rates and rates are not increased when helmet laws are eliminated.

Personal Injury Protection Insurance for Motorcyclists
Public Burden? Raw numbers on the size of the “problem” of motorcycles (1991 figures)
Why Target Motorcycles? The size of the “problem” of motorcycles (1994 figures)
Motorcycle Fatalities Plummet. AMA fact sheet
California Motorcycle Training Results